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What Insurance Does a Food Truck Need? (5 Policies Explained)

Short answer: a food truck operator typically carries five overlapping insurance policies. Annual cost runs $3,000 to $7,500 for a single-truck operation, depending on your state, your menu, and your driving record. Coverage gaps are the most common (and most expensive) mistake operators make. Here is what each policy actually does and what you cannot […]

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Do Food Trucks Need a Fire Suppression System? (UL 300 Guide)

Short answer: yes, in nearly every state and county. If you have a fryer, a charbroiler, a griddle, a range, or a pizza oven on the truck, code requires a UL 300 listed automatic fire suppression system over the cook line. The exception is small operations with no open-flame or hot-grease cooking (espresso, packaged sandwiches,

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Do I Need a Commissary Kitchen for My Food Truck?

Short answer: yes, in nearly every state and county. A commissary kitchen (sometimes called a commercial kitchen or central preparation facility) is a permitted commercial-grade kitchen where you do food prep, dishwashing, water tank fills, and waste tank dumps that the truck cannot legally do at the operating site. Three states have meaningful exceptions. The

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